Title: Hurricane Season: Prepare, Protect, and Stay Informed!

Hello, fellow Gulf Coast Texas residents! As the calendar inches closer to June 1, we find ourselves on the brink of another hurricane season. As an insurance agent with McCorkle Insurance, I am here to stress the importance of being prepared for potential storms and ensuring your insurance policies are up to date. With the 2023 hurricane season approaching, it’s time to take action and safeguard what matters most to you – your family, your home, and your peace of mind.

  1. Be Prepared with Essential Supplies:

Living in a hurricane-prone region, it is crucial to have a well-stocked emergency kit. Gather supplies such as non-perishable food, bottled water, batteries, flashlights, a first-aid kit, a battery-powered radio, and necessary medications. Remember to include important documents like insurance policies, identification papers, and proof of ownership for valuable possessions.

  1. Understand Your Current Insurance Policy:

Reviewing your insurance coverage is vital before hurricane season begins. Take the time to understand your policy limits, deductibles, and exclusions. Reach out to your insurance agent, like myself, to discuss any concerns or questions you may have. Don’t wait until a storm is looming overhead to discover gaps in your coverage.

  1. Flood Insurance: Plan Ahead for the 30-Day Waiting Period:

Flooding can be a significant threat during hurricanes, and standard homeowners’ insurance policies typically do not cover flood damage. If you don’t already have flood insurance, now is the time to consider obtaining it. However, it’s important to note that flood insurance policies have a mandatory 30-day waiting period before they take effect. Waiting until a storm is imminent will leave you vulnerable. Act now to ensure your coverage is in place well ahead of time.

  1. Paying Flood Insurance Premiums in Full:

When purchasing flood insurance, it’s essential to remember that the premiums must be paid in full before the policy becomes active. Plan accordingly to avoid any delays or lapses in coverage. Speak with your insurance agent to understand the payment options available and find a solution that suits your financial situation.

  1. Stay Informed and Follow Official Guidelines:

Throughout the hurricane season, stay tuned to reliable sources of information, such as the National Hurricane Center (NHC) and local authorities. Follow evacuation orders, if necessary, and be aware of emergency shelters in your area. Stay informed about hurricane tracking, preparedness tips, and safety guidelines issued by trusted organizations. Your safety and the safety of your loved ones should always be the top priority.

Remember, preparing for hurricane season is not just a precaution; it’s a responsibility. By taking proactive measures to secure your home, understand your insurance coverage, and stay informed, you are actively safeguarding your family’s well-being and protecting your assets.

At McCorkle Insurance, we are committed to providing you with the guidance and support you need to navigate the complexities of insurance coverage during hurricane season. Reach out to us today to review your policies, explore additional coverage options, or clarify any doubts you may have. Together, let’s make this hurricane season a time of preparedness and resilience.

Stay safe, Webster Texas, and let’s face this hurricane season with confidence!


Jason McCorkle McCorkle Insurance